Calculators / FREE ONLINE TOOL
SIP (Systematic Investment Plan) Wealth Return Calculator
Estimate investment growth from monthly savings.
- 1Set monthly investment
- 2Adjust years and return rate
- 3Read the estimate
SIP & Mutual Fund Calculator
Free · No signup
Invested Amount
₹6,00,000
Est. Returns
₹5,61,695
Maturity Value
₹11,61,695
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ABOUT THIS TOOL
Why use this tool?
Discipline in SIP investing creates compounding wealth. Visualizing your future returns motivates regular monthly savings.
Frequently Asked Questions
What rate of return is realistic for mutual fund SIP in India?
Historically, broad Indian equity indices (Nifty 50 and Sensex) have delivered 12% to 15% CAGR over 10+ year holding horizons.
What is the formula for SIP compound wealth calculation?
Formula: M = P × ({[1 + i]^n - 1} / i) × (1 + i), where P is monthly deposit, i is monthly return rate, and n is total months.
Can SIP amounts be changed later?
Yes, most mutual fund platforms allow stepping up or pausing monthly SIPs at any time.